{"id":197219,"date":"2016-08-14T18:26:53","date_gmt":"2016-08-14T10:26:53","guid":{"rendered":"http:\/\/news.seehua.com\/?p=197219"},"modified":"2016-08-14T18:26:53","modified_gmt":"2016-08-14T10:26:53","slug":"%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e7%9f%ad%e6%9c%9f%e9%9a%be%e6%92%bc%e5%8a%a8%e4%bc%a0%e7%bb%9f%e9%93%b6%e8%a1%8c","status":"publish","type":"post","link":"https:\/\/test.seehua.com\/?p=197219","title":{"rendered":"\u91d1\u878d\u79d1\u6280\u77ed\u671f\u96be\u64bc\u52a8\u4f20\u7edf\u94f6\u884c"},"content":{"rendered":"
\n

Fintech\u4fd7\u79f0\u300c\u91d1\u878d\u79d1\u6280\u300d\uff0c\u662f\u5168\u7403\u91d1\u878d\u9886\u57df\u8fd1\u671f\u6380\u8d77\u7684\u70ed\u95e8\u8bfe\u9898\u3002\u82b1\u65d7\u94f6\u884c\uff08Citibank\uff09\u4eca\u5e74\u4e0a\u534a\u5e74\u9488\u5bf9\u91d1\u878d\u79d1\u6280\u53d1 \u5e03\u7684\u300a\u91d1\u878d\u79d1\u6280\u5982\u4f55\u628a\u94f6\u884c\u4e1a\u903c\u5411\u5f15\u7206\u70b9\uff08DIGITAL DISRUPTION:How Fin Techis Forcing Bankingtoa Tipping Point\uff09\u300b\u7684\u62a5\u544a\u6307\u51fa\uff0c\u91d1\u878d\u79d1\u6280\u57282010\u5e74\u81f32015\u5e74\u671f\u95f4\u7684\u6295\u8d44\u989d\u6210\u957f10\u500d\uff0c\u4ece18\u4ebf\u7f8e\u5143\uff08\u7ea672\u4ebf\u4ee4\u5409\uff09\uff0c\u66b4\u589e\u81f3190\u4ebf\u7f8e\u5143\uff08\u7ea6760\u4ebf\u4ee4 \u5409\uff09\u3002\u5176\u4e2d\uff0c\u4e9a\u6d32\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\u4f542015\u5e74\u5168\u7403\u6295\u8d44\u603b\u989d\u768432.6%\uff0c\u4e2d\u56fd\u548c\u5370\u5ea6\u662f\u4e9a\u6d32\u91d1\u878d\u79d1\u62802\u5927\u5148\u9a71\u56fd\u3002<\/p>\n

\u91d1\u878d\u79d1\u6280\u7684\u5d1b\u8d77\uff0c\u5f15\u8d77\u4e86\u56fd\u5bb6\u94f6\u884c\uff08BNM\uff09\u5173\u6ce8\u3002\u4e0a\u4efb\u4e0d\u52303\u4e2a\u6708\u7684\u56fd\u884c\u65b0\u603b\u88c1\u62ff\u7763\u83ab\u54c8\u672b\u4f9d\u5e03\u62c9\u6b23\u5411\u5a92\u4f53\u6307\u51fa\uff0c\u91d1\u878d\u79d1\u6280\u5e26\u6765\u7684\u4e0d\u4ec5\u662f\u63d0\u9ad8\u91d1\u878d\u670d\u52a1\u9886\u57df \u7684\u7ade\u722d\u529b\uff0c\u8fdb\u800c\u885d\u51fb\u4f20\u7edf\u94f6\u884c\u7684\u76c8\u5229\u8868\u73b0\u3002\u56e0\u6b64\uff0c\u56fd\u884c\u6210\u7acb\u300c\u91d1\u878d\u79d1\u6280\u8fd0\u8f6c\u96c6\u56e2\u300d\uff08Fin Tech Enabler Group\uff0c\u7b80\u79f0FTEG\uff09\u4ee5\u53ca\u5728\u65e5\u524d\u53d1\u51fa\u300c\u91d1\u878d\u79d1\u6280\u76d1\u7ba1\u6c99\u76d2\uff08Fintech Regulatory Sandbox\uff09\u300d\u8a0e\u8bba\u6587\u732e\uff0c\u9f13\u52b1\u91d1\u878d\u9886\u57df\u4f7f\u7528\u79d1\u6280\u521b\u65b0\u6280\u672f\uff0c\u4ee5\u63d0\u9ad8\u670d\u52a1\u7d20\u8d28\u53ca\u6548\u7387\u3002<\/p>\n

\u5ba2\u6237\u7fa4\u4e0d\u540c\u3000\u885d\u51fb\u6599\u4e0d\u5927<\/strong><\/p>\n

\u65b0\u5d1b\u8d77\u7684\u91d1\u878d\u79d1\u6280\u5bf9\u5927\u9a6c\u4f20\u7edf\u94f6\u884c\u7684\u6f5c\u5728\u885d\u51fb\u5230\u5e95\u6709\u591a\u5927\u5462\uff1f<\/p>\n

\u5bf9\u6b64\uff0c\u8054\u660c\u56fd\u9645\u5206\u6790\u5458\u8ba4\u4e3a\uff0c\u5118\u7ba1\u91d1\u878d\u79d1\u6280\u7684\u6539\u9769\u5bf9\u4f20\u7edf\u94f6\u884c\u5e26\u6765\u8d1f\u9762\u7684\u5f71\u54cd\uff0c\u4f46\u9884\u6599\u885d\u51fb\u4e0d\u5927\u3002<\/p>\n

\u4ed6\u89e3\u91ca\u8bf4\uff0c\u8fd9\u662f\u56e0\u4e3a\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7684\u5ba2\u6237\u4ee5\u4f4e\u6536\u5165\u7fa4\u4e3a\u4e3b\uff0c\u4e0e\u94f6\u884c\u4e3b\u653b\u7684\u6536\u5165\u8f83\u9ad8\u7684\u5ba2\u6237\u7fa4\u4e0d\u540c\uff0c\u56e0\u6b64\u94f6\u884c\u53d7\u885d\u51fb\u7684\u5c42\u9762\u5c5e\u8f7b\u5fae\u3002<\/p>\n

\u6d88\u8d39\u8005\u8d0f\u5bb6<\/strong><\/p>\n

\u6574\u4f53\u800c\u8a00\uff0c\u6d88\u8d39\u8005\u662f\u91d1\u878d\u6539\u9769\u4e0b\u6700\u5927\u7684\u53d7\u60e0\u8005\u3002<\/p>\n

\u8be5\u5206\u6790\u5458\u4e5f\u6307\u51fa\uff0c\u94f6\u884c\u62e5\u6709\u5927\u8d44\u672c\u7684\u4f18\u52bf\uff0c\u6240\u4ee5\u5728\u7535\u5b50\u5316\u7684\u7ade\u722d\u4f54\u4e0a\u98ce\u3002<\/p>\n

\u4e00\u822c\u76f8\u4fe1\uff0c\u5c0f\u578b\u94f6\u884c\u4e5f\u53ef\u501f\u8fd9\u80a1\u91d1\u878d\u79d1\u6280\u98ce\u6f6e\uff0c\u62a2\u5360\u5927\u578b\u94f6\u884c\u7684\u5e02\u573a\u4efd\u989d\u3002<\/p>\n

\u4ed6\u91cd\u7533\uff0c\u300c\u5118\u7ba1\u73b0\u6709\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\u63d0\u4f9b\u7684\u670d\u52a1\u4e0e\u4f20\u7edf\u91d1\u878d\u673a\u6784\u7684\u670d\u52a1\u7c7b\u4f3c\uff0c\u4f46\u57fa\u4e8e\u5ba2\u6237\u7fa4\u4e0d\u540c\uff0c\u56e0\u6b64\u4e0d\u4f1a\u5bf9\u94f6\u884c\u6784\u6210\u592a\u5927\u7684\u5a01\u80c1\u3002\u300d<\/p>\n

\u4ed6\u8bf4\uff0c\u4e00\u822c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u6240\u63d0\u4f9b\u7684\u670d\u52a1\uff0c\u5982\u4ed8\u6b3e\u3001\u532f\u94b1\u3001\u8d37\u6b3e\u3001\u8d44\u7522\u7ba1\u7406\u3001\u4fdd\u9669\u7b49\uff0c\u4e3b\u8981\u5bf9\u8c61\u4e3a\u8f83\u4f4e\u6536\u5165\u7684\u96f6\u552e\u5ba2\u6237\u7fa4\u3002<\/p>\n

\u6839\u636e\u5e02\u573a\u7edf\u8ba1\uff0c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u4e3b\u8981\u670d\u52a1\u5e02\u573a\u4e3a\u6d88\u8d39\u8005\u8d37\u6b3e\u9886\u57df\u3002\u5728\u5927\u9a6c\uff0c\u6d88\u8d39\u8005\u8d37\u6b3e\u4f54\u6574\u4f53\u8d37\u6b3e\u7ea657.4%\u3002<\/p>\n

\u5bf9\u6b64\uff0c\u5206\u6790\u5458\u79f0\uff0c\u5118\u7ba1\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7684\u4e3b\u8981\u5e02\u573a\u4e3a\u6d88\u8d39\u8005\u8d37\u6b3e\uff0c\u4f46\u4e0d\u8db3\u4ee5\u4e3a\u94f6\u884c\u5e26\u6765\u5a01\u80c1\uff0c\u56e0\u4f4e\u6536\u5165\u7fa4\u4f54\u56fd\u5167\u94f6\u884c\u670d\u52a1\u5bf9\u8c61\u7684\u6bd4\u91cd\u4e26\u4e0d\u663e\u8457\u3002<\/p>\n

\u9664\u4e86\u5ba2\u6237\u7fa4\u4e0d\u540c\u5916\uff0c\u8054\u660c\u56fd\u9645\u6295\u884c\u5206\u6790\u5458\u8ba4\u4e3a\uff0c\u6bd4\u8f83\u5176\u4ed6\u9886\u57df\u5982\u96f6\u552e\u548c\u670d\u52a1\u4e1a\uff0c\u91d1\u878d\u79d1\u6280\u7684\u53d8\u9769\uff0c\u5bf9\u94f6\u884c\u7684\u885d\u51fb\u8f83\u5c0f\uff0c\u4e3b\u56e0\u5305\u62ec\uff1a<\/p>\n

\u7b2c\u4e00\u3001\u91d1\u878d\u4e1a\u662f\u53d7\u9ad8\u5ea6\u76d1\u7ba1\u53ca\u8d44\u672c\u6295\u8d44\u989d\u9ad8\u7684\u9886\u57df\uff1b<\/p>\n

\u7b2c\u4e8c\u3001\u6d88\u8d39\u8005\u57fa\u4e8e\u5b89\u5168\u8003<\/p>\n

\u91cf\uff0c\u4e00\u822c\u4e0a\u6d89\u53ca\u6570\u989d\u5e9e\u5927\u7684\u4ea4\u6613\uff0c\u4f1a\u66f4\u503e\u5411\u4e8e\u548c\u94f6\u884c\u4ea4\u6d89\uff1b<\/p>\n

\u7b2c\u4e09\u3001\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7f3a\u4e4f\u7ba1\u7406\u4fe1\u8d37\u5371\u673a\u7684\u80fd\u529b\uff0c\u800c\u7f3a\u4e4f\u7ba1\u63a7\u5c07\u5f15\u53d1\u6b3a\u8bc8\u7f6a\u6848\u7684\u53d1\u751f\uff1b<\/p>\n

\u7b2c\u56db\u3001\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7f3a\u4e4f\u501f\u8d37\u63a7\u7ba1\u548c\u98ce\u9669\u7ba1\u7406\u4e13\u624d\uff0c\u57fa\u4e8e\u5e73\u5747\u8d37\u6b3e\u6570\u989d\u8f83\u4f20\u7edf\u94f6\u884c\u7684\u501f\u8d37\u6b3e\u9879\u5c11\uff0c\u56e0\u6b64\u989d\u5916\u8bbe\u7acb\u56de\u6536\u8d37\u6b3e\u90e8\u95e8\u65e0\u6cd5\u4e3a\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5e26\u6765\u7ecf\u6d4e\u6548\u76ca\u3002<\/p>\n

\u5206\u6790\u5458\u8865\u5145\u8bf4\uff0c\u4ee5\u501f\u8d37\u4e3a\u4f8b\u5b50\uff0c\u76ee\u524d\u91d1\u878d\u79d1\u6280\u516c\u53f8\u6700\u5e38\u89c1\u7684\u501f\u8d37\u4e1a\u52a1\u4e3a\u6709\u62b5\u62bc\u7684\u4e2a\u4eba\u8d37\u6b3e\uff0c\u5373\u4e2a\u4eba\u5bf9\u4e2a\u4eba\u8d37\u6b3e\uff08Peertopeerlending\uff0c\u7b80\u79f0P2P\u8d37\u6b3e\uff09\u4ee5\u53ca\u4e2d\u5c0f\u578b\u4f01\u4e1a\u878d\u8d44\u4e3a\u4e3b\uff0c\u5e73\u5747\u8d37\u6b3e\u6570\u989d\u4f4e\u8fc710\u4e07\u4ee4\u5409\u3002<\/p>\n

\u300c\u5373\u4f7f\u5546\u5bb6\u6216\u6d88\u8d39\u8005\u53ef\u4ee5\u901a\u8fc7\u7f51\u7edc\u8fdb\u884c\u878d\u8d44\uff0c\u4f46\u5728\u5148\u8fdb\u56fd\u5bb6\u4e5f\u4ecd\u7136\u5f88\u5c11\u89c1\u3002\u300d<\/p>\n

\u5148\u8fdb\u56fd\u5bb6\u5982\u7f8e\u56fd\u548c\u6b27\u6d32\u4f7f\u7528\u7f51\u7edc\u8fdb\u884c\u878d\u8d44\u7684\u6570\u989d\uff0c\u4ec5\u4f54\u6574\u4f53\u878d\u8d44\u6570\u989d\u76842\u81f33%\uff0c\u800c\u4e2d\u56fd\u7f51\u7edc\u8d37\u6b3e\u5219\u4f54\u8be5\u56fd\u6574\u4f53\u8d37\u6b3e\u6570\u989d\u768410%\u3002<\/p>\n

\u56fd\u884c\uff1a\u662f\u5951\u673a\u975e\u5a01\u80c1<\/strong><\/p>\n

\u5118\u7ba1\u5206\u6790\u5458\u8ba4\u4e3a\u91d1\u878d\u79d1\u6280\u516c\u53f8\u4e0d\u4f1a\u5bf9\u4f20\u7edf\u91d1\u878d\u673a\u6784\u6784\u6210\u5a01\u80c1\uff0c\u4f46\u56fd\u884c\u5f88\u5173\u6ce8\u91d1\u878d\u79d1\u6280\u7684\u53d1\u5c55\u3002<\/p>\n

\u56fd\u884c\u603b\u88c1\u62ff\u7763\u83ab\u54c8\u672b\u4f9d\u4e0d\u62c9\u6b23\u8868\u793a\uff0c\u82e5\u4e0d\u6b63\u89c6\u91d1\u878d\u79d1\u6280\u7684\u53d1\u5c55\uff0c\u4e00\u65e6\u91d1\u878d\u79d1\u6280\u7684\u521b\u65b0\u6253\u9020\u51fa\u4ef7\u683c\u4f18\u52bf\uff0c\u9884\u4f30\u94f6\u884c\u9886\u57df\u57282025\u5e74\u5c07\u6709\u9ad8\u8fbe10%\u81f340%\u7684\u8425\u4e1a\u989d\u5c07\u9762\u4e34\u635f\u5931\u7684\u98ce\u9669\u3002<\/p>\n

\u4e0d\u8fc7\uff0c\u83ab\u54c8\u672b\u4f9d\u4e0d\u62c9\u6b23\u4e5f\u547c\u5401\u91d1\u878d\u4f53\u7cfb\u5e94\u628a\u91d1\u878d\u79d1\u6280\u89c6\u4e3a\u5951\u673a\uff0c\u800c\u975e\u5f53\u6210\u5a01\u80c1\uff0c\u8fdb\u800c\u6392\u6324\u3002<\/p>\n

\u83ab\u54c8\u672b\u4f9d\u4e0d\u62c9\u6b23\u8ba4\u4e3a\u91d1\u878d\u79d1\u6280\u7684\u5f71\u54cd\uff0c\u53ef\u5f52\u7eb3\u4e3a\u5982\u4e0b\uff1a<\/p>\n

\u7b2c\u4e00\u3001\u91d1\u878d\u79d1\u6280\u5bf9\u4f20\u7edf\u91d1\u878d\u673a\u6784\u7684\u98ce\u9669\u7ba1\u7406\u5e26\u6765\u5f71\u54cd\uff1b<\/p>\n

\u7b2c\u4e8c\u3001\u91d1\u878d\u79d1\u6280\u65b0\u521b\u516c\u53f8\uff08Startups\uff09\u4e3a\u6574\u4e2a\u91d1\u878d\u4f53\u7cfb\u7684\u76d1\u7ba1\u673a\u5236\u5e26\u6765\u6f5c\u5728\u98ce\u9669\uff1b<\/p>\n

\u7b2c\u4e09\u3001\u91d1\u878d\u79d1\u6280\u5bf9\u6d88\u8d39\u8005\u6240\u5e26\u6765\u7684\u5f71\u54cd\u3002<\/p>\n

\u91d1\u878d\u79d1\u6280\u516c\u53f8\u52062\u7c7b\u81f3\u4e8e\u5206\u6790\u5458\u5219\u5c07\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5f52\u7eb3\u4e3a2\u5927\u5206\u7c7b\uff1a<\/p>\n

\u7b2c\u4e00\u3001\u534f\u540c\u578b\uff1a\u901a\u8fc7\u4f7f\u7528\u521b\u65b0\u79d1\u6280\uff0c\u63d0\u9ad8\u91d1\u878d\u7522\u54c1\u7684\u5206\u9500\u548c\u91d1\u878d\u4ea4\u6613\u6210\u672c\u7684\u6548\u7387\uff0c\u4ee5\u53ca\u6539\u5584\u5ba2\u6237\u7684\u4fbf\u5229\u6027\uff1b<\/p>\n

\u7b2c\u4e8c\u3001\u7ade\u722d\u578b\uff1a\u5f00\u521b\u81ea\u8eab\u7684\u91d1\u878d\u7522\u54c1\uff0c\u4e26\u653e\u773c\u62a2\u593a\u91d1\u878d\u673a\u6784\u7684\u4e1a\u52a1\u3002<\/p>\n

\u540c\u65f6\u62e5\u6709\u4ee5\u4e0a\u7279\u70b9\u7684\u516c\u53f8–Paypal\uff0c\u4e00\u65b9\u9762\u626e\u6f14\u7f51\u7edc\u6d88\u8d39\u8005\u548c\u5546\u5bb6\u4e4b\u95f4\u7684\u6865\u6a11\uff0c\u4e00\u65b9\u9762\u4e5f\u63a8\u51fa\u81ea\u8eab\u7522\u54c1\u4f9b\u6d88\u8d39\u8005\u4f7f\u7528\u3002<\/p>\n

6\u5e94\u5bf9\u65b9\u6848\u4fdd\u5e02\u573a<\/strong><\/p>\n

\u6839\u636e\u56fd\u9645\u4f1a\u8ba1\u54a8\u8be2\u673a\u6784\u6bd5\u9a6c\u5a01\uff08KPMG\uff09\u7edf\u8ba1\uff0c\u4e1c\u76df\u56fd\u5bb6\u5171\u670913\u5bb6\u91d1\u878d\u79d1\u6280\u516c\u53f8\u3002\u5176\u4e2d\u4ee5\u65b0\u52a0\u5761\u4e3a\u6570\u6700\u591a\uff0c\u67094\u5bb6\u516c\u53f8\u4e0a\u699c\uff1b\u5370\u5c3c\u67093\u5bb6\uff1b\u83f2\u5f8b\u5bbe\u548c\u8d8a\u5357\u5404\u67092\u5bb6\uff1b\u5927\u9a6c\u5219\u67091\u5bb6\u3002<\/p>\n

\u5217\u5728\u699c\u5355\u7684\u5927\u9a6c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u4e3aMoneyMatch\uff0c\u5b83\u662f\u4e00\u5bb6\u63d0\u4f9b\u532f\u7387\u670d\u52a1\u7684\u5e73\u53f0\u3002<\/p>\n

\u4e3a\u4e86\u5e94\u5bf9\u6765\u52bf\u6c79\u6c79\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\uff0c\u5206\u6790\u5458\u8ba4\u4e3a\uff0c\u94f6\u884c\u5fc5\u987b\u505a\u51fa6\u9879\u5e94\u5bf9\u65b9\u6848\uff0c\u4ee5\u7ef4\u62a4\u94f6\u884c\u7684\u5e02\u573a\u4f54\u6709\u7387\uff0c\u5305\u62ec\uff1a<\/p>\n

\u7b2c\u4e00\u3001\u58ee\u5927\u7535\u5b50\u94f6\u884c\u7cfb\u7edf\uff1b<\/p>\n

\u7b2c\u4e8c\u3001\u63d0\u9ad8\u94f6\u884c\u5728\u7535\u5b50\u94f6\u884c\u4e1a\u52a1\u7684\u80fd\u89c1\u5ea6\uff1b<\/p>\n

\u7b2c\u4e09\u3001\u6539\u5584\u8425\u8fd0\u6548\u7387\uff1b<\/p>\n

\u7b2c\u56db\u3001\u4e0e\u5546\u5bb6\u7d27\u5bc6\u5408\u4f5c\uff1b<\/p>\n

\u7b2c\u4e94\u3001\u4e0e\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5408\u4f5c\uff1b<\/p>\n

\u7b2c\u516d\u3001\u6536\u8d2d\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7684\u80a1\u6743\u3002<\/p>\n

\u8054\u660c\u56fd\u9645\u5206\u6790\u5458\u8868\u793a\uff0c\u91d1\u878d\u79d1\u6280\u6539\u9769\u7684\u6d6a\u6f6e\uff0c\u5c07\u5e2d\u6372\u6574\u4e2a\u91d1\u878d\u670d\u52a1\u9886\u57df\uff0c\u9884\u671f\u6709\u66f4\u591a\u7684\u94f6\u884c\uff0c\u5c07\u6295\u5165\u66f4\u5927\u7684\u8d44\u91d1\u548c\u4eba\u529b\u8d44\u6e90\u5728\u79d1\u6280\u7cfb\u7edf\uff0c\u4ee5\u63d0\u9ad8\u7535\u5b50\u94f6\u884c\u7684\u4e1a\u52a1\u3002<\/p>\n

\u4ed6\u8bf4\uff0c\u4ece\u957f\u8fdc\u6765\u770b\uff0c\u94f6\u884c\u6301\u7eed\u6295\u8d44\u5728\u7535\u5b50\u94f6\u884c\u5c07\u964d\u4f4e\u94f6\u884c\u7684\u6210\u672c\u5bf9\u6536\u5165\u6bd4\u4f8b\uff08Costtoincomeratio\uff09\u3002<\/p>\n

\u300c\u94f6\u884c\u5c07\u5f00\u53d1\u66f4\u591a\u4ee5\u7f51\u7edc\u4ee5\u53ca\u6d41\u52a8\u88c5\u7f6e\u65b9\u7a0b\u5f0f\uff08app\uff09\u7684\u7522\u54c1\u548c\u670d\u52a1\u7ed9\u6d88\u8d39\u8005\u3002\u540c\u65f6\uff0c\u94f6\u884c\u5bf9\u91d1\u878d\u79d1\u6280\u65b0\u521b\u516c\u53f8\u7684\u6295\u8d44\u5c07\u52a0\u5927\uff0c\u4e5f\u4e0d\u6392\u9664\u5927\u9a6c\u4ea4\u6613\u6240\u521b\u4e1a\u677f\u5c07\u51fa\u73b0\u4e00\u6ce2\u91d1\u878d\u79d1\u6280\u516c\u53f8\u639b\u724c\u4e0a\u5e02\u7684\u70ed\u6f6e\uff0c\u94f6\u884c\u5c07\u4ece\u4e2d\u83b7\u5229\u3002\u300d<\/p>\n

\u5206\u6790\u5458\u6307\u51fa\uff0c\u900f\u8fc7\u5f3a\u5316\u7535\u5b50\u94f6\u884c\u4f53\u7cfb\uff0c\u5c0f\u578b\u94f6\u884c\u4e5f\u53ef\u4ee5\u4e0e\u5927\u578b\u94f6\u884c\u722d\u593a\u5e02\u573a\u3002\u56e0\u4e3a\u5bf9\u6d88\u8d39\u8005\u800c\u8a00\uff0c\u63d0\u4f9b\u4fbf\u5229\u6027\u548c\u9069\u5f53\u7684\u7522\u54c1\uff0c\u662f\u7535\u5b50\u94f6\u884c\u7684\u6700\u5927\u7279\u70b9\u3002<\/p>\n

\u7535\u5b50\u5316\u5feb\u9a6c\u52a0\u97ad<\/strong><\/p>\n

\u5206\u6790\u5458\u7ecf\u8fc7\u89c2\u5bdf\u540e\u8ba4\u4e3a\uff0c\u76ee\u524d\u79ef\u6781\u4e3a\u91d1\u878d\u79d1\u6280\u94fa\u8def\u7684\u56fd\u5167\u5927\u578b\u94f6\u884c\uff0c\u53ea\u6709\u9a6c\u94f6\u884c\uff08MAYBANK\uff0c1155\uff0c\u4e3b\u677f\u91d1\u878d\u80a1\uff09\u3001\u8054\u660c\u56fd\u9645 \uff08CIMB\uff0c1023\uff0c\u4e3b\u677f\u91d1\u878d\u80a1\uff09\u548c\u5174\u4e1a\u94f6\u884c\uff08RHBBANK\uff0c1066\uff0c\u4e3b\u677f\u91d1\u878d\u80a1\uff09\u3002\u56e0\u6b64\uff0c\u5206\u6790\u5458\u8ba4\u4e3a\uff0c\u56fd\u5167\u5c0f\u578b\u94f6\u884c\u4e5f\u987b\u52a0\u5feb\u65d7\u4e0b\u7535\u5b50\u94f6\u884c\u4f53\u7cfb\u7684\u811a \u6b65\uff0c\u4ee5\u907f\u514d\u672a\u6765\u5e02\u573a\u88ab\u5927\u578b\u94f6\u884c\u548c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u72ec\u9738\u3002<\/p>\n

\u5206\u6790\u5458\u91cd\u7533\uff0c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u548c\u94f6\u884c\u53ef\u4ee5\u76f8\u4e92\u914d\u5408\uff0c\u6269\u5927\u5ba2\u6237\u7fa4\u4ee5\u53ca\u5c07\u89e6\u89d2\u5ef6\u4f38\u81f3\u672a\u5f00\u53d1\u7684\u5e02\u573a\u3002<\/p>\n

\u6574\u4f53\u800c\u8a00\uff0c\u5206\u6790\u5458\u8ba4\u4e3a\uff0c\u6d88\u8d39\u8005\u5c07\u662f\u91d1\u878d\u79d1\u6280\u6539\u9769\u7684\u53d7\u60e0\u8005\uff0c\u7279\u5225\u662f\u4e3a\u6d88\u8d39\u8005\u5e26\u6765\u66f4\u4fbf\u5229\u7684\u670d\u52a1\uff0c\u5373\u53ef\u96a8\u65f6\u96a8\u5730\u901a\u8fc7\u667a\u80fd\u624b\u673a\u4eab\u6709\u91d1\u878d\u4ea4\u6613\u7684\u4fbf\u5229\u3002\u800c\u4e14\uff0c\u901a \u8fc7\u7f51\u7edc\u63d0\u4f9b\u670d\u52a1\u53ef\u4ee5\u964d\u4f4e\u6210\u672c\uff0c\u6d88\u8d39\u8005\u4e5f\u53ef\u4ee5\u4eab\u6709\u8f83\u4f4e\u7684\u6536\u8d39\u3002\u540c\u65f6\uff0c\u4e5f\u9f13\u52b1\u94f6\u884c\u548c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u4e3a\u4e2a\u4eba\u7406\u8ca1\u7ba1\u7406\u670d\u52a1\u5fb5\u6536\u8f83\u4f4e\u6216\u514d\u4ed8\u670d\u52a1\u8d39\u3002<\/p>\n

\u94f6\u884c\u4e0d\u79ef\u6781\u6295\u8d44\u79d1\u6280<\/strong><\/p>\n

\u5206\u6790\u5458\u8ba4\u4e3a\uff0c\u79ef\u6781\u6295\u8d44\u4e8e\u79d1\u6280\u7684\u672c\u5730\u94f6\u884c\uff0c\u5c11\u8fc7\u534a\u6570\uff0c\u5b83\u4eec\u5206\u5225\u4e3a\u9a6c\u94f6\u884c\u3001\u8054\u660c\u56fd\u9645\u3001\u5174\u4e1a\u94f6\u884c\u548c\u4e30\u9686\u94f6\u884c\uff08HLBANK\uff0c5819\uff0c\u4e3b\u677f\u91d1\u878d\u80a1\uff09\u3002<\/p>\n

\u5176\u4e2d\u9a6c\u94f6\u884c\u3001\u8054\u660c\u56fd\u9645\u548c\u5174\u4e1a\u94f6\u884c\u5f00\u59cb\u542f\u52a8\u76f8\u5173\u8bfe\u7a0b\uff0c\u9451\u5b9a\u5408\u9069\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\uff0c\u4ee5\u5c55\u5f00\u94f6\u884c\u548c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u4e4b\u95f4\u7684\u5408\u4f5c\u8ba1\u5212\u3002<\/p>\n

\u6574\u4f53\u800c\u8a00\uff0c\u5206\u6790\u5458\u8ba4\u4e3a\uff0c\u5118\u7ba1\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5982\u96e8\u540e\u6625\u7b0b\u822c\u5192\u8d77\u5c07\u52a0\u5267\u94f6\u884c\u7684\u7ade\u722d\uff0c\u4f46\u76f8\u4fe1\u94f6\u884c\u5728\u77ed\u671f\u5167\u4e0d\u4f1a\u53d7\u5230\u885d\u51fb\u3002<\/p>\n

\u540c\u65f6\uff0c\u5206\u6790\u5458\u8865\u5145\u9053\uff0c\u90e8\u4efd\u94f6\u884c\u4e5f\u8981\u66f4\u5feb\u5730\u843d\u5b9e\u7535\u5b50\u94f6\u884c\u4e1a\u52a1\u7684\u63d0\u5347\u5de5\u4f5c\uff0c\u4ee5\u7f13\u885d\u91d1\u878d\u79d1\u6280\u5192\u8d77\u5e26\u6765\u7684\u5f71\u54cd\u3002<\/p>\n

\u65e0\u8bba\u5982\u4f55\uff0c\u5206\u6790\u5458\u91cd\u7533\u94f6\u884c\u9886\u57df\u300c\u8d85\u8d8a\u5927\u5e02\u300d\u6295\u8d44\u8bc4\u7ea7\uff0c\u4e3b\u8981\u75314\u5927\u56e0\u7d20\u652f\u6491\uff0c\u5373\uff1a<\/p>\n

\u7b2c\u4e00\u3001\u4f30\u503c\u5177\u6709\u5438\u5f15\u529b\uff1b<\/p>\n

\u7b2c\u4e8c\u3001\u51c0\u5229\u6210\u957f\u9884\u8ba1\u6709\u6240\u6539\u5584\uff0c\u4ece2015\u5e74\u8dcc2.5%\uff0c\u8f6c\u4e3a2016\u5e74\u6210\u957f5.4%\uff1b<\/p>\n

\u7b2c\u4e09\u3001\u80a1\u5e02\u96c6\u8d44\u6d3b\u52a8\u5c07\u9010\u6e10\u5fa9\u7526\uff1b<\/p>\n

\u7b2c\u56db\u3001\u94f6\u884c\u80a1\u7684\u9031\u606f\u7387\uff08Dividendyield\uff09\u8fbe4%\uff0c\u8d85\u8d8a\u5176\u4ed6\u9886\u57df\u9031\u606f\u73873.5%\u3002<\/p>\n

\u9996\u9009\u5174\u4e1a\u94f6\u884c<\/strong><\/p>\n

\u5206\u6790\u5458\u7684\u9996\u9009\u94f6\u884c\u80a1\u4e3a\u5174\u4e1a\u94f6\u884c\uff0c\u56e0\u4e3a\u8be5\u80a1\u83b7\u5f97\u6570\u9879\u6b63\u9762\u56e0\u7d20\u652f\u6491\uff0c\u5305\u62ec\u4f30\u503c\u504f\u4f4e\u3001IGNITE17\u8f6c\u578b\u8ba1\u5212\u3001\u804c\u4e1a\u8f6c\u6362\u8ba1\u5212\uff08CTS\uff09\u8ba9\u8be5\u94f6\u884c\u8282\u7701\u6210\u672c\u3001\u6295\u884c\u4e1a\u52a1\u5e02\u573a\u4efd\u989d\u63d0\u9ad8\u3001\u65b0\u52a0\u5761\u4e1a\u52a1\u6b63\u9762\u7684\u6210\u957f\u524d\u666f\uff0c\u548c\u533a\u57df\u6269\u5145\u7684\u613f\u666f\u3002<\/p>\n

\u540c\u65f6\uff0c\u57fa\u4e8e\u9a6c\u94f6\u884c\u4e1a\u52a1\u591a\u5143\u5316\u548c\u5728\u4e1c\u76df\u533a\u57df\u7686\u6709\u529e\u4e8b\u5904\uff0c\u8be5\u5206\u6790\u5458\u4e5f\u770b\u597d\u8be5\u94f6\u884c\uff0c\u7279\u5225\u662f\u9a6c\u94f6\u884c\u5728\u5370\u5c3c\u548c\u83f2\u5f8b\u5bbe\u5e02\u573a\u7686\u6709\u4e1a\u52a1\u3002\u8be5\u4e24\u4e2a\u5e02\u573a\u5728\u5f53\u5730\u6e17\u900f\u7387\u4f4e\uff0c\u9884\u671f\u672a\u6765\u53ef\u652f\u6491\u9a6c\u94f6\u884c\u7684\u76c8\u5229\u6210\u957f\u3002<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Fintech\u4fd7\u79f0\u300c\u91d1\u878d\u79d1\u6280\u300d\uff0c\u662f\u5168\u7403\u91d1\u878d\u9886\u57df\u8fd1\u671f\u6380\u8d77\u7684\u70ed\u95e8\u8bfe\u9898\u3002\u82b1\u65d7\u94f6\u884c\uff08Citibank\uff09\u4eca\u5e74\u4e0a\u534a\u5e74\u9488\u5bf9\u91d1 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"_links":{"self":[{"href":"https:\/\/test.seehua.com\/index.php?rest_route=\/wp\/v2\/posts\/197219"}],"collection":[{"href":"https:\/\/test.seehua.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/test.seehua.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/test.seehua.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/test.seehua.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=197219"}],"version-history":[{"count":0,"href":"https:\/\/test.seehua.com\/index.php?rest_route=\/wp\/v2\/posts\/197219\/revisions"}],"wp:attachment":[{"href":"https:\/\/test.seehua.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=197219"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/test.seehua.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=197219"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/test.seehua.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=197219"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}