\u524d\u6587\u63d0\u5230\u5229\u7528\u4fdd\u9669\u4fdd\u5355\u6765\u5b58\u94b1\u3001\u6295\u8d44\uff0c\u975e\u4f46\u5403\u529b\u4e0d\u8ba8\u597d\uff0c\u4e5f\u53ea\u80fd\u5f97\u5230\u4e8b\u500d\u529f\u534a\u7684\u7ed3\u679c\uff0c\u5f15\u8d77\u4e86\u633a\u5927\u7684\u56de\u54cd\uff0c\u53ef\u89c1\u5bf9\u8bb8\u591a\u5927\u9a6c\u4eba\u6765\u8bf4\uff0c\u90a3\u6b63\u662f\u5927\u5bb6\u5728\u7406\u8d22\u89c4\u5212\u4e2d\uff0c\u5e38\u5e38\u8bef\u89e3\u7684\u4e00\u70b9\u3002\u90a3\u600e\u4e48\u529e\uff1f\u4e7e\u8106\u4e0d\u4e70\u4eba\u5bff\u4fdd\u9669\uff1f<\/p>\n\n\n\n
\u8fd9\u91cc\u5fc5\u987b\u5148\u58f0\u660e\u7684\u662f\uff0c\u8001\u8427\u81ea\u8eab\u6295\u4fdd\u5728\u533b\u836f\u3001\u4eba\u5bff\u3001\u75be\u75c5\u548c\u4e2a\u4eba\u610f\u5916\u7684\u4fdd\u9669\uff0c\u6bcf\u4e00\u9879\u4fdd\u969c\u5168\u90fd\u5728\u767e\u4e07\u4ee4\u5409\u4ee5\u4e0a\uff0c\u53ef\u89c1\u8001\u8427\u975e\u4f46\u4e0d\u662f\u9f13\u52b1\u5927\u5bb6\u4e0d\u4e70\u4fdd\u9669\uff0c\u53cd\u5012\u8001\u8427\u662f\u4fdd\u9669\u8fd9\u4e2a\u7406\u8d22\u5de5\u5177\u7684\u575a\u5b9a\u4fe1\u5f92\u3002<\/p>\n\n\n\n
\u90a3\u8c01\u5e94\u8be5\u6295\u4fdd\u4eba\u5bff\u4fdd\u9669\uff1f\u5176\u5b9e\u8d8a\u62ee\u636e\u7684\u5bb6\u5ead\uff0c\u5f80\u5f80\u6700\u9700\u8981\u6295\u5bff\u9669\uff0c\u56e0\u4e3a\u5f53\u5bb6\u5ead\u7ecf\u6d4e\u652f\u67f1\u53d1\u751f\u4e0d\u5e78\u79bb\u4e16\u65f6\uff0c\u5982\u679c\u6ca1\u6709\u4ece\u4fdd\u9669\u7406\u8d54\u5f97\u5230\u652f\u63f4\uff0c\u6574\u4e2a\u5bb6\u5ead\u7684\u8d22\u52a1\u72b6\u51b5\u5c06\u53d7\u5230\u81f4\u547d\u6253\u51fb\uff0c\u4e5f\u5931\u53bb\u7f13\u51b2\u7684\u7a7a\u95f4\u4e0e\u65f6\u95f4\u3002\u4f46\u8fd9\u6837\u7684\u5bb6\u5ead\uff0c\u7531\u4e8e\u539f\u672c\u5c31\u4e0d\u5bbd\u88d5\uff0c\u901a\u5e38\u4f1a\u5ffd\u7565\u4fdd\u9669\u5e26\u6765\u7684\u597d\u5904\uff0c\u5e76\u672a\u6295\u4fdd\u3002\u9488\u5bf9\u8fd9\u6837\u7684\u72b6\u51b5\uff0c\u8001\u8427\u5efa\u8bae\u53ef\u4ee5\u4e3b\u52a8\u68c0\u89c6\u5404\u5bb6\u4fdd\u9669\u516c\u53f8\u63a8\u51fa\u7684\u5b9a\u671f\u5bff\u9669\uff08Term Life Insurance\uff09\uff0c\u8fd9\u5c06\u4f1a\u662f\u8f83\u7ecf\u6d4e\u3001\u7b80\u5355\u7684\u5bff\u9669\u9009\u9879\u3002<\/p>\n\n\n\n
\u4e3e\u4e2a\u4f8b\u5b50\uff0c35\u5c81\u7684\u7537\u6027\uff0c\u975e\u5438\u70df\u8005\uff0c10\u4e07\u4ee4\u5409\u7684\u4eba\u5bff\u4fdd\u969c\uff0c\u5b9a\u671f\u5bff\u9669\u4e00\u5e74\u7684\u4fdd\u8d39\u5927\u7ea6\u4e3a200\u4ee4\u5409\u5de6\u53f3\uff1b45\u5c81\u7684\u8bdd\u4fdd\u8d39\u7ea6\u4e3a350\u4ee4\u5409\u5de6\u53f3\uff08\u4e0d\u540c\u4fdd\u9669\u516c\u53f8\u4fdd\u8d39\u4e0d\u4e00\uff0c\u6b64\u4f8b\u4e3a\u5e02\u573a\u5747\u4ef7\uff09\u3002\u6362\u7b97\u4e0b\u6765\uff0c\u4ee5\u6bcf\u5929\u4e0d\u8db31\u4ee4\u5409\u7684\u4ee3\u4ef7\u6362\u53d610\u4e07\u4ee4\u5409\u7684\u4eba\u5bff\u4fdd\u969c\uff0c\u82e5\u60c5\u51b5\u5c1a\u5141\u8bb8\uff0c\u8fd9\u6837\u7684\u5bb6\u5ead\u8fd8\u662f\u5e94\u8be5\u8003\u8651\u6295\u4fdd\u3002<\/p>\n\n\n\n
\u5f53\u7136\uff0c\u4e00\u5e74\u4e0d\u8db3400\u4ee4\u5409\u7684\u4fdd\u8d39\uff08\u4e1a\u7ee9\uff09\uff0c\u5f88\u96be\u671f\u5f85\u4f1a\u6709\u4e00\u4f4d\u7ed9\u4e88\u65e0\u5fae\u4e0d\u81f3\u7167\u987e\u7684\u4fdd\u9669\u7ecf\u7eaa\u6765\u670d\u52a1\u4f60\uff0c\u6240\u4ee5\u5982\u679c\u60f3\u8981\u6295\u4fdd\u5b9a\u671f\u5bff\u9669\uff0c\u8fd8\u662f\u4e0a\u7f51\u6216\u4eb2\u4e34\u4fdd\u9669\u516c\u53f8\u529e\u59a5\u6295\u4fdd\u4e8b\u5b9c\u6bd4\u8f83\u5b9e\u9645\u3002<\/p>\n\n\n\n
\u5fc5\u987b\u6ce8\u610f\u7684\u662f\uff0c\u5b9a\u671f\u5bff\u9669\u6709\u5176\u9650\u5236\uff0c\u50cf\u662f\u53d7\u4fdd\u5e74\u9f84\u4e0d\u80fd\u592a\u9ad8\u3001\u4e0d\u4e00\u5b9a\u80fd\u7eb3\u5165\u66f4\u5168\u65b9\u4f4d\u7684\u4fdd\u969c\u5982\u75be\u75c5\u9669\u7b49\u9644\u52a0\u5229\u76ca\uff08Rider\uff09\u7b49\u7b49\uff0c\u5bf9\u7ecf\u6d4e\u5e76\u4e0d\u62ee\u636e\u7684\u5bb6\u5ead\u6765\u8bf4\uff0c\u9009\u62e9\u6295\u8d44\u8fde\u7ed3\u4fdd\u5355\u6765\u6295\u4fdd\u4eba\u5bff\u5927\u591a\u6570\u65f6\u5019\u4f1a\u662f\u66f4\u597d\u7684\u9009\u62e9\u3002<\/p>\n\n\n\n
\u90a3\u6362\u6210\u8d22\u52a1\u5bbd\u88d5\u7684\u4f8b\u5b50\uff0c\u4e3a\u4ec0\u4e48\u9700\u8981\u6295\u4fdd\u4eba\u5bff\u4fdd\u9669\uff1f\u5e38\u89c1\u7684\u7406\u7531\uff0c\u5305\u62ec\u5bb6\u4e2d\u6709\u5e74\u7eaa\u5c1a\u672a\uff0c\u672a\u80fd\u81ea\u98df\u5176\u529b\u7684\u5b69\u5b50\uff0c\u4ee5\u53ca\u80cc\u8d1f\u5982\u623f\u8d37\u3001\u8f66\u8d37\u7b49\u91cd\u5927\u503a\u52a1\uff0c\u4f5c\u4e3a\u5bb6\u5ead\u652f\u67f1\u90fd\u4f1a\u5e0c\u671b\u4e07\u4e00\u81ea\u5df1\u7a81\u7136\u6492\u624b\u4eba\u5bf0\uff0c\u80fd\u591f\u901a\u8fc7\u4fdd\u9669\u7406\u8d54\u7ed9\u4e88\u5bb6\u4eba\u5468\u5168\u7684\u8d22\u52a1\u4fdd\u969c\u3002<\/p>\n\n\n\n
\u4e3e\u4f8b\u8bf4\u660e\uff0c\u82e5\u4f60\u7684\u5e74\u6536\u5165\u4e3a15\u4e07\u4ee4\u5409\uff0c\u623f\u8d37\u5c1a\u6b20\u9980\u989d25\u4e07\u4ee4\u5409\uff0c\u4f60\u53ef\u4ee5\u5c06\u5e74\u6536\u5165\u4e585\uff0c\u518d\u52a0\u4e0a\u623f\u8d37\u768425\u4e07\u4ee4\u5409\uff0c\u6295\u4fdd100\u4e07\u4ee4\u5409\u4fdd\u969c\u7684\u5bff\u9669\uff0c\u5728\u53d1\u751f\u4e0d\u5e78\u65f6\uff0c\u4e3a\u5bb6\u4eba\u521b\u90205\u5e74\u7684\u8d22\u52a1\u7f13\u51b2\u671f\uff0c\u4ee5\u53ca\u6e05\u507f\u623f\u8d37\u9980\u989d\u3002<\/p>\n\n\n\n
\u8bae\u4ef7\u7a7a\u95f4<\/strong><\/p>\n\n\n\n \u4e5f\u8bb8\u5927\u5bb6\u672a\u66fe\u5bdf\u89c9\uff0c\u4fdd\u9669\u8fd9\u4e2a\u7406\u8d22\u4ea7\u54c1\u6709\u4e2a\u201c\u516c\u5f00\u7684\u79d8\u5bc6\u201d\uff0c\u4e00\u4e2a30\u51e0\u5c81\u7684\u4eba\u4e70\u4e00\u4efd100\u4e07\u4ee4\u5409\u7684\u4eba\u5bff\u4fdd\u5355\uff0c\u4fdd\u8d39\u53ef\u4ee5\u662f\u6bcf\u5e74\u6570\u5343\u4ee4\u5409\u5230\u6570\u4e07\u4ee4\u5409\u4e0d\u7b49\uff0c\u4f1a\u51fa\u73b0\u8fd9\u4e48\u5927\u7684\u843d\u5dee\uff0c\u662f\u56e0\u4e3a\u4fdd\u8d39\u7684\u89c4\u5212\uff0c\u662f\u5b58\u5728\u5de8\u5927\u201c\u8bae\u4ef7\u7a7a\u95f4\u201d\u7684\u3002<\/p>\n\n\n\n \u8001\u8427\u8fd1\u671f\u5c31\u6709\u4e00\u4f4d\u751f\u610f\u4f19\u4f34\uff0c\u5c06\u4e00\u4efd\u4fdd\u9669\u7ecf\u7eaa\u539f\u5148\u732e\u8bae\u6bcf\u5e744\u4e07\u4ee4\u5409\u4fdd\u8d39\u7684\u4fdd\u5355\uff0c\u5728\u4fdd\u969c\u5185\u5bb9\u539f\u5c01\u4e0d\u52a8\u7684\u60c5\u51b5\u4e0b\uff0c\u201c\u780d\u4ef7\u201d\u5230\u6bcf\u5e74\u4ec5\u97004000\u4ee4\u5409\u7684\u4fdd\u8d39\u652f\u51fa\u3002<\/p>\n\n\n\n \u201c\u80a1\u795e\u201d\u5df4\u83f2\u7279\u6709\u53e5\u540d\u8a00\uff1a\u201c\u6c38\u8fdc\u4e5f\u4e0d\u8981\u8be2\u95ee\u7406\u53d1\u5e08\uff0c\u4f60\u662f\u4e0d\u662f\u8be5\u526a\u5934\u53d1\u4e86\u201d\uff0c\u56e0\u4e3a\u5229\u76ca\u51b2\u7a81\u7684\u7f18\u6545\uff0c\u5927\u6982\u7387\u5bf9\u65b9\u4f1a\u544a\u8bc9\u4f60\u662f\u65f6\u5019\u526a\u5934\u53d1\u4e86\u3002\u540c\u7406\uff0c\u4f60\u9700\u4e0d\u9700\u8981\u6295\u4fdd\u5bff\u9669\u3001\u4fdd\u969c\u591a\u5c11\u3001\u5982\u4f55\u5efa\u6784\u9002\u5408\u81ea\u5df1\u7684\u4fdd\u5355\u3001\u4fdd\u8d39\u591a\u5c11\uff0c\u7406\u5e94\u4ece\u81ea\u5df1\u7684\u9700\u6c42\u51fa\u53d1\uff0c\u800c\u4e0d\u662f\u8ba9\u4fdd\u9669\u7ecf\u7eaa\u6765\u4e3a\u81ea\u5df1\u505a\u4e3b\u3002<\/p>\n\n\n\n \u9664\u6b64\u4e4b\u5916\uff0c\u8bf7\u8c28\u8bb0\u4fdd\u9669\u662f\u4f60\u6574\u4e2a\u4eba\u751f\u4e2d\uff0c\u7406\u8d22\u89c4\u5212\u5f88\u91cd\u8981\u7684\u4e00\u73af\uff0c\u4e0d\u5e94\u8be5\u4e3a\u4e86\u201c\u652f\u6301\u201d\u67d0\u4e2a\u8fdc\u623f\u4eb2\u621a\u3001\u8001\u540c\u5b66\uff0c\u6216\u8005\u6709\u70b9\u59ff\u8272\u7684\u964c\u751f\u5e05\u54e5\u7f8e\u5973\uff0c\u968f\u968f\u4fbf\u4fbf\u7b7e\u540d\u6295\u4fdd\u3002<\/p>\n\n\n\n \u6700\u597d\u7684\u505a\u6cd5\u662f\uff0c\u5f53\u4f60\u8ba1\u7b97\u51fa\u81ea\u5df1\u9700\u8981100\u4e07\u4ee4\u5409\u7684\u5bff\u9669\u4fdd\u969c\u540e\uff0c\u4e3b\u52a8\u8054\u7cfb\u591a\u5bb6\u4fdd\u9669\u516c\u53f8\u6216\u4fdd\u9669\u7ecf\u7eaa\uff0c\u8ba9\u4ed6\u4eec\u6309\u81ea\u5df1\u7684\u8981\u6c42\u5404\u522b\u62df\u5b9a\u4fdd\u5355\u732e\u8bae\uff0c\u5e76\u544a\u77e5\u4ed6\u4eec\u4f60\u4f1a\u8d27\u6bd4\u4e09\u5bb6\uff0c\u4ee5\u505a\u5230\u201c\u4e70\u4fdd\u9669\uff0c\u800c\u4e0d\u662f\u88ab\u5356\u4fdd\u9669\u201d\u8fd9\u4e00\u70b9\u3002\u63a5\u8457\u5c31\u5f88\u7b80\u5355\u4e86\uff0c\u4fdd\u8d39\u652f\u51fa\u603b\u989d\u8d8a\u5c11\uff0c\u4e14\u66f4\u591a\u662f\u88ab\u7eb3\u5165\u201c\u5df2\u5206\u914d\u4fdd\u8d39\u201d\u7684\u90a3\u4e00\u4efd\uff0c\u5c31\u662f\u6700\u597d\u7684\u9009\u62e9\u3002<\/p>\n\n\n\n \u4ece\u4e70\u4e0e\u88ab\u5356\u4e24\u79cd\u4e0d\u540c\u7684\u7acb\u573a\u51fa\u53d1\u8fdb\u884c\u6295\u4fdd\uff0c\u4f1a\u8ba9\u6211\u4eec\u5f97\u51fa\u622a\u7136\u4e0d\u540c\u7684\u7ed3\u679c\uff0c\u7279\u522b\u662f\u8eab\u5904\u5f00\u59cb\u7d2f\u79ef\u8d22\u5bcc\u7684\u5e74\u7eaa\uff0c\u4f60\u80fd\u4ece\u4fdd\u8d39\u652f\u51fa\u7701\u4e0b\u66f4\u591a\u94b1\uff0c\u5c31\u4ee3\u8868\u4f60\u8d8a\u6709\u8ba9\u81ea\u5df1\u5c3d\u65e9\u5bcc\u6709\u8d77\u6765\u7684\u8d44\u672c\u3002<\/p>\n\n\n\n \u8bc4\u8bba: \u8001\u8427(\u8001\u8427\u662f\u9a6c\u6765\u897f\u4e9a\u7406\u8d22\u89c4\u5212\u5e08\u534f\u4f1a\uff08FPAM\uff09\u53ca\u6295\u8d44\u7ecf\u7406\u8054\u5408\u4f1a\uff08FIMM\uff09\u7684\u8ba4\u8bc1\u4f1a\u5458\uff0c\u8eab\u517c\u5355\u4f4d\u4fe1\u6258\u987e\u95ee\u3001\u79c1\u4eba\u9000\u4f11\u91d1\u987e\u95ee\u3001\u7406\u8d22\u90e8\u843d\u5ba2\u7684\u659c\u6760\u4e00\u65cf\uff0c\u62e5\u6709\u56fd\u9645\u8ba4\u8bc1\u9ad8\u7ea7\u7406\u8d22\u987e\u95ee\uff08CFP TM\uff09\u8d44\u683c\u3002)<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":" \u524d\u6587\u63d0\u5230\u5229\u7528\u4fdd\u9669\u4fdd\u5355\u6765\u5b58\u94b1\u3001\u6295\u8d44\uff0c\u975e\u4f46\u5403\u529b\u4e0d\u8ba8\u597d\uff0c\u4e5f\u53ea\u80fd\u5f97\u5230\u4e8b\u500d\u529f\u534a\u7684\u7ed3\u679c\uff0c\u5f15\u8d77\u4e86\u633a\u5927\u7684\u56de\u54cd\uff0c\u53ef\u89c1\u5bf9\u8bb8\u591a\u5927\u9a6c\u4eba […]<\/p>\n","protected":false},"author":1,"featured_media":1042391,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[112],"tags":[],"_links":{"self":[{"href":"https:\/\/test.seehua.com\/index.php?rest_route=\/wp\/v2\/posts\/1042390"}],"collection":[{"href":"https:\/\/test.seehua.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/test.seehua.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/test.seehua.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/test.seehua.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1042390"}],"version-history":[{"count":0,"href":"https:\/\/test.seehua.com\/index.php?rest_route=\/wp\/v2\/posts\/1042390\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/test.seehua.com\/index.php?rest_route=\/wp\/v2\/media\/1042391"}],"wp:attachment":[{"href":"https:\/\/test.seehua.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1042390"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/test.seehua.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1042390"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/test.seehua.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1042390"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}